Enterprise Financing Loan Interest Subsidy Scheme

Service Overview

The implementation of the Enterprise Financing Loan Interest Subsidy scheme aims to support enterprises investing in Macao to scale up needed investments within their scope of business by means of subsidising interests on loans, so as to achieve facilitation of diversity in local economic activities, enhance environmental protection, and assist in technological innovation and transformation of enterprises to enhance their competitiveness and modernise their business activities. Beneficiary enterprises are entitled to interest subsidy of 4% per year for a period of up to 4 years from the start date of the loan repayment. The amount of subsidy for each period is calculated based on the outstanding principal.

Service Target and Application Eligibility

Basically all areas of economic activities (industries) are eligible for the interest subsidy on loans, except for enterprises engaging in financial services or carrying out economic activities under the public concession or sub-concession regime.

Application has to be lodged under the name of an enterprise, while meeting the following requirements:

  1. Being a private enterprise investing in the Macao Special Administrative Region (SAR);
  2. Established in accordance with law;
  3. Being not a debtor of the Treasury of the Macao SAR
  4. Making Social Security Fund (FSS) contributions in compliance with legal regulations (if applicable);
  5. Holding license or certificate of equivalent nature required by law to carry out the business activity (if applicable).

Service Outcome

Beneficiary enterprises will enjoy interest subsidy on loans and financing for scaling up needed investments to improve their operating conditions.


Executive department and unit: Economic and Technological Development Bureau (DSEDT) – Industry and Commerce Support Division

Address: (1) Economic and Technological Development Bureau (DSEDT) – Industry and Commerce Support Division: Rua Dr. Pedro José Lobo, n°s 1-3, Luso International Bank Building, 3/F, Macao;
(2) Macao SAR Service Centre (CSRAEM): Rua Nova da Areia Preta, n° 52, Macao;
(3) Islands Service Centre of Macao SAR (CSRAEM-I): Rua de Coimbra, n° 225, 3/F , Taipa;
(4) Book an appointment for consultation provided by our enterprise liaison staff at your location through the Appointment for “Services on the Doorstep” service at the DSEDT website.

Tel. n°: 2888 2088

Fax n°: 2875 0410



WhatsApp & WeChat : 6297 9762

Content provider: Economic and Technological Development Bureau (DSEDT)

Last modified: 2021-02-01 00:05

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All information on this site is based on the official language of the Macao Special Administrative Region. The English version is the translation from the Chinese originals and is provided for reference only. If you find that some of the contents do not have an English version, please refer to the Traditional Chinese or Portuguese versions.