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Subsidy Scheme for Encouraging Enterprise Upgrading and Development

Service Introduction

The implementation of the Subsidy Scheme for Encouraging Enterprise Upgrading and Development aims to encourage business owners to enhance their enterprises’ competitiveness, facilitate moderately diversified and sustainable economic development, with a particular focus on achieving the objectives of industrialization, technological innovation, enterprise transformation, operation and production condition enhancement, expansion of business operations and markets of enterprises, and others.  Interest or rental subsidy is offered to eligible business owners who, by means of bank loan or financial leasing, carry out investment projectsin the Macao SAR that benefit the achievement of the aim of this scheme, with a maximum subsidy period of 4 years.

The maximum annual subsidy rate, the maximum limit of total loan/rental amount eligible for subsidy each year, as well as the maximum loan/rental amount eligible for subsidy each year for each beneficiary of this subsidy scheme are subject to determination by Chief Executive’s Decision published in the Official Gazette of the Macao SAR.

Loan Interest Subsidy:

According to Chief Executive’s Decision No. 39/2021, the maximum annual subsidy rate for loan interest subsidy is 4%, the maximum total loan amount eligible for subsidy each year is MOP600,000,000.00, and the maximum amount of loan eligible for subsidy each year for each beneficiary is MOP10,000,000.00.

Financial Lease Rental Subsidy:

According to Chief Executive’s Decision No. 39/2021, the maximum annual subsidy rate for financial lease rental subsidy is 4%, the maximum total financial lease rental amount eligible for subsidy each year is MOP200,000,000.00, and the maximum financial lease rental amount eligible for subsidy each year for each beneficiary is MOP10,000,000.00.


Service recipients and application qualifications

Basically all sectors of economic activities (industries) may apply for the subsidy, except for enterprises engaging in financial services or carrying out economic activities under a public concession or sub-concession.

Business owners who invest in the Macao SAR or in the In-Depth Cooperation Zone in Hengqin for achieving the aim of this scheme and meet the criteria below are eligible to file an application:

  1. Natural persons or companies that have declared commencement of business in accordance with law;
  2. Not engaging in economic activities under a public concession or sub-concession;
  3. Non-financial enterprises;
  4. Not having any debt that is being collected via the tax enforcement process;
  5. Not being in a situation of refusal of application referred to in Article 17(4) of the current Administrative Regulation No. 7/2021;
  6. Holding the licence or certificate of equivalent nature required by law to carry out the business activity (A written statement is required if the relevant licence or certificate is not available at the time of application due to the business activity being under preparation).

Search method

Address:
(1) DSEDT – Reception Center: 2/F, Luso International Bank Building, 1-3 Rua Dr. Pedro José Lobo, Macao;
(2) Macao Government Services Centre: Avenida de Venceslau de Morais, n° 222, R/C, Macau
(3) Macao Government Services Centre in Islands (CSRAEM-I), 3/F, 225 Rua de Coimbra, Taipa.

Tel. n°: (853) 2888 2088

Fax n°: (853) 2875 5011

Email: ddae@dsedt.gov.mo

Website: http://www.dsedt.gov.mo

WhatsApp & WeChat : 6297 9762


Execution department and unit

Economic and Technological Development Bureau (DSEDT) – Small and Medium Enterprise Services Division


Content provider: Economic and Technological Development Bureau (DSEDT)

Last modified: 2026-10-14 21:36

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All information on this site is based on the official language of the Macao Special Administrative Region. The English version is the translation from the Chinese originals and is provided for reference only. If you find that some of the contents do not have an English version, please refer to the Traditional Chinese or Portuguese versions.